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What insurers do not want you to know?

When it comes to health insurance, what you do not know can hurt you. You might have experienced or come across people in your circle, who have been declined health insurance due to various reasons. MSNBC published a recent article on this. Some interesting quotes from this article:

“It’s a secret program that if you have a serious illness … or are on costly medications, when they get the bills, they go through [your file] and look at your application … and get medical records from the last several years. And if they find an inconsistency in your application, even if it’s an honest mistake, your policy is rescinded."

"Some insurance companies will veto a doctor’s orders if they feel the treatment isn’t necessary or consider it experimental". “They do a lot of denial for newer treatments, especially cancer treatments.”

"Try to get treatment preapproved if you have any question about whether it’ll be covered. But that can also send a warning sign to the insurance provider. Preapproval is often what triggers the rescission review. If it’s for hip surgery, that’s an expensive item that they’ll look at and see if you’re a candidate for rescission."

"People are also less likely to have a claim denied if they’re part of a group. If that happens, unhappy policyholders employed at corporations can complain to human resources. And if the employer feels the employees aren’t being well taken care of, it may decide to choose a different insurance company instead."

Some people who do not want to get into battle with health insurance companies, are seeking overseas surgery. One such medical tourist Joe Lindt choose to have his cardiac bypass surgery (CABG) done in India recently, arranged by Healthbase.com . His wife says: "It's a constant hurdles to get the insurance to pay for what they`re supposed to be covering". They choose to have the surgery done in India. The cost savings were over 80% and in this case the full procedure cost in India was less than the deductible.

Source: MSNBC, 9 things insurers don`t want you to know.

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Trusted Source for Medical Tourism and Dental Tourism

Healthbase is the trusted source for global medical choices, connecting patients to leading healthcare facilities overseas. Healthbase's state-of-the-art, easy to use, information rich web-based system helps you research and arrange your medical care including necessary travel and accommodation, all at one place. We arrange first class services for patients at major internationally accredited hospitals in Singapore, Thailand, India, Mexico, Panama, Turkey, Costa Rica, Hungary and expanding to Argentina, Brazil and Malaysia. The cost of surgical care at our ever growing network of affiliated institutions is typically a fraction of the cost of care in the U.S. with equal or superior outcomes.
Healthbase's Dental Tourism provides a wide range of dental procedures through its partner dental offices and hospitals network in Mexico, Panama, Thailand, Singapore and India.
Over two hundred medical, dental and cosmetic procedures are available in various categories: Orthopedic procedures such as hip replacement, Birmingham hip resurfacing, artificial knee replacement, knee surgery, cosmetic procedures such as breast augmentation, face lift, rhinoplasty (nose surgery), liposuction, dental procedures such as bridges, implants, crowns, and procedures in categories such as cardiac, vascular, spinal, obesity, eye, LASIK, urology, general surgery, plastic surgery, laparoscopic surgery, weight-loss surgery, wellness and much more. The savings are up to 80% from typical USA prices.

Medical Tourism is the act of traveling abroad to receive medical, dental and cosmetic care. Medical Tourism is also called as Medical Travel, Health Tourism, Health Travel and Medical Value Travel. Significantly lower costs for best practice care is usually the primary motivation although some medical tourists go abroad for immediate availability of procedures and unavailable treatments. Patients frequently take advantage of the opportunity to vacation and tour inexpensively in the country they are visiting.
Note: All medical procedure information presented here has been obtained from publicly available medical resources and is here for reference purposes only. Healthbase does not claim to be a medical professional and does not provide any advice on any issues relating to medical treatment.

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